Housing Loan

Turn your dream of owning a home into reality with the trusted support of Guardian Souharda Sahakari Bank Our Home Loan is designed to provide affordable financing with simple procedures and personalized customer service.


Key Features

♦  Attractive and competitive interest rates

♦  Flexible repayment tenure for comfortable EMIs

♦  Quick processing & hassle-free documentation

♦  Loans available for purchasing, constructing, or renovating a house/flat

♦  Transparent terms – no hidden charges

♦  Financing based on income and repayment capacity

 

 


Purpose of the Loan

You can avail a Home Loan for:

♦  Purchase of a site cum construcion, new or resale house/flat

♦  Construction of a residential home for BDA sites, A khata, B khata, E khata

♦  Renovation, repairs, or extension of an existing house

♦  Plot purchase along with construction (if applicable as per bank policy)


Eligibility Criteria

1. Must be a member/account holder of Guardian Souharda Sahakari Bank

2. Steady income from employment, business, or other verified sources

3. Good repayment history and creditworthiness

4. Co-applicant may be required as per bank norms


Documents Required

♦  Filled Home Loan Application Form

♦  KYC Documents (ID & Address Proof)

♦  Income Proof (Salary slips, Form 16, ITR, bank statements)

♦  Property Documents (Agreement, Approved Plan, Title Deed, Tax receipts, etc.)

♦  Photographs

♦  Any additional documents requested by the bank


 Why Choose Guardian Souharda Sahakari Bank? 

  • Customer-centric banking
  • Transparent and ethical lending
  • Dedicated support throughout the loan process
  • Trusted service with personalized guidance