Guardian Souharda Sahkari Bank provides a convenient and secure Cheque Facility to its account holders, enabling easy and reliable non-cash transactions for personal, business, and institutional needs.
Features of Cheque Facility :
♦ Cheque books issued to *Savings, Current, and other eligible account holders*
♦ Available for individuals, firms, companies, and institutions as per Bank norms
♦ Easy fund transfers through account-to-account cheque payments
♦ Enhances safety by reducing the need to carry cash
♦ Cheques cleared through the *CTS (Cheque Truncation System)* for faster processing
Eligibility:
♦ Customers maintaining an operative account with the Bank
♦ Satisfactory account conduct and minimum balance as prescribed
♦ KYC compliance completed as per regulatory guidelines
Issuance of Cheque Book:
♦ Cheque books issued on written request or through prescribed application form
♦ Number of leaves as per customer requirement and Bank policy
♦ Charges, if any, applicable as per the Bank’s Schedule of Charges
Customer Responsibilities :
♦ Ensure sufficient balance before issuing cheques
♦ Properly fill in date, amount (in words and figures), and signature
♦ Avoid overwriting and maintain cheque book safely
♦ Promptly inform the Bank in case of loss or theft of cheque book
Positive Pay & Safety Measures:
♦ Customers are advised to follow safety features such as *Positive Pay System* (where applicable)
♦ Dishonour of cheques may attract penalties as per Bank rules