Guardian Souharda Sahakari Bank offers convenient and secure RTGS (Real Time Gross Settlement) and NEFT (National Electronic Funds Transfer) facilities to help customers transfer funds quickly across any bank in India.
NEFT – National Electronic Funds Transfer
NEFT is a nationwide system that enables customers to transfer funds electronically to any NEFT-enabled bank branch in India.
Features 
♦ Available for all account holders
♦ Safe, reliable and cost-effective
♦ Money gets credited in hourly settlement batches (as per RBI norms)
♦ Can be used for personal as well as business payments
Required Details
To initiate an NEFT transaction, please provide:
♦ Beneficiary Name
♦ Beneficiary Bank Name
♦ Branch & IFSC Code
♦ Beneficiary Account Number
♦ Amount to be transferred
RTGS – Real Time Gross Settlement
RTGS is ideal for high-value transactions, enabling instant and real-time fund transfer to any RTGS-enabled bank branch in the country.
Features
♦ Used for transactions above ₹2,00,000
♦ Real-time settlement—funds credited instantly
♦ Highly secure and fast
♦ Suitable for urgent or large-value payments
Required Details
To process an RTGS request, please provide:
♦ Beneficiary Name
♦ Beneficiary Bank & Branch
♦ IFSC Code
♦ Account Number
♦ Transfer Amount
Why Choose Guardian Souharda Sahakari Bank for RTGS/NEFT?