Guardian Bank offers Mortgage Loans to meet your personal and business financial needs by providing loans against the security of immovable property. This facility helps you unlock the value of your property while continuing to use it.
Key Features
♦ Loan against residential, commercial, or non-agricultural property
♦ Attractive and competitive interest rates
♦ Higher loan eligibility based on property value
♦ Flexible repayment period
♦ Simple documentation and quick processing
♦ Suitable for both salaried and self-employed applicants
Purpose of Loan
Mortgage Loans from Guardian Bank can be availed for:
♦ Business expansion or working capital needs
♦ Education expenses
♦ Medical emergencies
♦ Marriage and family functions
♦ Debt consolidation
♦ Any other genuine personal or business requirement
Loan Amount
♦ Loan amount is determined based on the market value of the property and repayment capacity of the borrower
♦ Maximum loan-to-value (LTV) as per bank norms
Repayment
♦ Convenient monthly installments (EMIs)
♦ Flexible repayment tenure to suit your income pattern
♦ Option for prepayment as per bank rules
Security
♦ Equitable or registered mortgage of immovable property in favor of Guardian Bank
Eligibility
♦ Individuals, professionals, self-employed persons, and business entities
♦ Applicants with stable income and clear property title
Documents Required
♦ Duly filled loan application form
♦ Proof of identity and address
♦ Income proof (salary slips / IT returns / financial statements)
♦ Property documents and title deeds
♦ Recent photographs
Why Choose Guardian Bank?
♦ Customer-centric approach
♦ Transparent loan process
♦ Personalized guidance at every step
♦ Trusted banking partner for long-term financial needs